Your HVAC Funding Source

FTL Finance offers convenient and low-interest financing for both residential and commercial HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just the score.

FTL Finance is a Missouri based company specializing in lease financing HVAC equipment for residential and commercial properties since 1996. By working with contractors across the U.S. we have built a rapid response financing system customized to your needs.

• Quick approval process - within ten minutes!
• Less Paperwork
• No dealer recourse
• Fixed interest rates - your customer will not pay more over time
• No hidden fees or other charges for you or your customer
• Program acts as home improvement loan, therefore interest may be tax deductible
• Same as cash plans available