Guidelines

(1) Amounts less than $2,500.00 are subject to a $35.00 processing fee

Monthly Payments

Monthly Payment Calculator: 3 Easy Steps...

1. Find Monthly Payment Calculator under desired term
2. Multiply total contract price by Monthly Payment Calculator
3. Result equals monthly payment

* Interest rate subject to change without notice
** Interest rates may vary with an applicant's credit rating. (call for rates)
*** Customer application fee may be required depending upon applicant's credit rating.
**** Rates on amounts exceeding $20,000 are subject to review. (call for rates).

Monthly Payment Example:
Contract Price: $2,500
Monthly Payment Calculator (e.g. 60 month): 0.02497
Payment/month: $62.43

Why FTL Finance?

• Quick approval - within minutes
• Lower rates SAVES YOUR CUSTOMER THOUSANDS
• Fixed interest rates - customers will NOT pay more over time
• No hidden fees & other charges
• 6 months same as cash (1)
• 90 days same as cash (2)

(1) 6 Months Same As Cash (SAC): First payment is not due until 6 months from the date of the contract. If the customer pays the entire amount by the end of the 6-month SAC term, they are not charged interest for the period. Payment is full must be received prior to the end of the 6-month period for finance charges to be waived. If payment is NOT received in full by the end of the 6-month period. The finance charge for the SAC period will be added to the customer's monthly payments for the remaining term. (Dealer cost 3.4%)

(2) 90 Days Same As Cash (SAC): First payment is not due until 90 days from the date of the contract. If the customer pays the entire amount by the end of the 90-days SAC term, they are not charged interest for the period. Payment in full must be received prior to the end of the 90-day period for finance charges to be waived. If payment is NOT received in full by the end of the 90-day period, the finance charge for the SAC period will be added to the customer's monthly payment for the remaining term. (Dealer cost 1.65%)

Simple Application Process

• Customer completes and signs application
• Dealer verifies customer's signature and I.D. (Driver's License or credit card)
• Fax or call in lease application
• Decisions within minutes

Dealer Funding

When FTL has received both the signed lease contract and the title description, we will handle all administrative tasks BUT FUNDING WILL NOT BEGIN until these documents are in FTL's possession.

Funding Choices: Electronic funding or mailed check.
No deal funded until equipment is installed.

Customer Savings of 50%

Credit Card Programs

Features       Amount $2,000 $2,000   APR 14.0% 19.5%   Monthly Payment $46.90 $40.00

Total Payments       Amount $2,814.00 $4,200.00

Interest Paid       First 12 Months $279.15 $412.40   Total $814.00 $2,200.00

Principal Reduction       First 12 Months $283.65 $98.50   After 5 Years $2,000.00 $752.53

Balance Outstanding       First 12 Months $1,716.35 $1,901.50   After 5 Years Zero! $1,247.47