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Quick Reference Guide
Revolving Credit Companies
Interest Rates
Fixed for entire term
Increasing if customer is ever late on a payment
Application Process
Simple Application Form
Personalized Service
Cumbersome Paperwork
Voice Mail Enquiry
Credit Approval
Independent personalized review of every application
Higher Approval Rates
Credit Score Only
Monthly Payment
Fixed Principal and Interest
Terms up to 7 years
Interest Only Makes it Very Expensive to Customer to Payoff
Demand Loan
Customer Agreement
Simple two page understandable
Multi page, legalese, fine print
Dealer Relationship
Flexible, no recourse
Agreement Required
Commercial Deals
Yes
None
1215 Fern Ridge Parkway, Suite 216 St. Louis, MO 63141 | 314.469.8951 | 800.981.9032
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