COMMERCIAL FINANCING ADVANTAGES

• Longer terms up to 84 months.  Bank loan maximum is usually 36 months.
  
• Low initial cost- only 1st and last payment needed to get started.  Banks require between 10-40% down payment.
  
• Fixed Rates- the rate is set at the beginning of the lease and will not change through the life of the lease. 
  
• Flexibility- all of the costs associated with your new air conditioning, heating and ventilating system can be financed, including installation, service agreements and accessories.
  
• Tax Advantages: (Capitalizing on the depreciation).
  
• 78% of business equipment sold in the U.S. is financed. From the fortune 500 to the corner grocery store.  The fact is that more than 50% of that “financed” equipment, is leased.  Leasing makes tax sense.  Leasing makes cash flow sense.  The real question is can you afford not to offer the same options that most other vendors offer.