FTL Finance offers the lowest cost financing, the quickest approval time, and superior customer service in the HVAC industry. Learn More...

Fax or Phone applications in - Contractor registration form required for processing applications - No cost to Contractor Read More...

"We have had a relationship with your company for at least 10 years now. It has always been very professional and what I like more than anything else is the accessibility to you and Todd. Truly great service. As a great service provider ourselves I thought you should know how we feel. All too often people tell you when they're not happy but don't tell you when you're doing a great job. Job well done. Thank you for being there for us when we need you!"

- Francis Pass - Pass One Hour Heating & Air Conditioning

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Your HVAC Funding Source!

FTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just the score.

FTL Finance is a Missouri based company specializing in lease financing of HVAC equipment for residential properties since 1996. By working with contractors across the country we have built a rapid response financing system customized to your needs.

Quick approval process
Less Paperwork
No dealer recourse
Fixed interest rates
Same as cash plans available